Financial Literacy from a Christian Perspective (Revised Edition 2018)

“Mom, please just give me a course I can actually USE in my life!” Sound familiar??

Do you want your child to be self-sufficient when he or she reaches adulthood? Do you want your student to avoid some of the financial mistakes common to our society?

7Sisters’ Financial Literacy high school curriculum is just what you need!

Financial Literacy from a Christian Perspective by Sara Hibbard Hayes is designed to introduce teens to the world of personal finance through textbook instruction, online articles and videos, interactive exercises, and more! Students are encouraged to immediately apply some of the concepts they learn and are introduced to other financial topics which will become a part of their lives in just a few short years.

Included in each chapter is a focus on God-honoring attitudes and practices. Additionally, parents are given the opportunity to share their knowledge, experience, and tips on financial matters via numerous assignments throughout the book.

Why settle for Consumer Math when a Financial Literacy high school curriculum prepares your teen for LIFE?

This practical guide to understanding personal finance is easy to use, fun, and written at a college-prep level. Instructions are included to tailor the course to any of these levels: average high school, college prep, advanced, or honors.

Financial Literacy from a Christian Perspective may be completed independently by a homeschooling high school teen or with parental involvement. It has also been successfully used in a classroom/group setting.

This financial literacy high school curriculum can be completed to fulfill the consumer math/financial literacy (math credit) required by some states.

Financial Literacy from a Christian Perspective, a one-credit high school e-text, is downloaded via four .pdf files.

Links are updated periodically and available as a free download from the 7Sisters ebookstore.

(In order to access all features of these documents, open them in Adobe Reader.)

* Two Student .pdf files:

1) Textbook (including Study Sheets at the end of the chapters) and Appendix:

A) Suggestions for Further Reading

         B) Tax Forms Appendix: Links for some tax documents and instructions for accessing attached tax documents

2) Worksheets

* Two Parent .pdf files:

1) Answer Keys for Chapter Questions, Worksheets, and Tests

2) Chapter Tests

The topics in the nine chapters of this Financial Literacy high school curriculum include:

  • Money – The Basics
  • Setting Financial Goals

How Values Affect Goals

S.M.A.R.T Goals

Financial Strategy for Achieving Goals

  • Budgeting

Limited Resources

The Budget – Freedom within Safe Bounds

Income and Expenses

Keeping Your Spending on Track with Your Budget

  • Saving and Investing

The Time Value of Money

Simple and Compound Interest

Investments: Risks and Rewards

  • Credit

Revolving and Installment Loans

Benefits and Risks of Credit

Amortizing Loans

Your Credit Report and Credit Score


  • Financial Institutions and the Services They Provide

Banks and Credit Unions


Debit Cards

Bank Statements & Balancing Your Checkbook

Identity Theft

  • Insurance

Automobile Insurance

Health Insurance

Life Insurance

Disability Insurance

Renter’s/Homeowner’s Insurance

  • Your Career

Help for Choosing Your Career

Education and Career Opportunities

Payroll Deductions and Employee Benefits

Christian Work Ethic

  • Taxes

Record Keeping

Three Federal Income Tax Forms

Tax Returns: Experience with Each Form

Click here to view the Table of Contents and How to Use This Book.

Click here to view an excerpt from the text.

Click here to view a sample Worksheet and Worksheet Answer Key.

Click here to view a sample Study Sheet and Test.

10-Day No-Questions-Asked Money-Back Guarantee on all 7 Sisters EBook curriculum.

Cathy Duffy ( did a review of Financial Literacy from a Christian Perspective, and she said,

Financial Literacy from a Christian Perspective does a more thorough job teaching what teens need to learn about finances than do most standard Economics courses.”

Financial Literacy High School Curriculum